Tuesday 30 December 2008

How to Make Money

It's one of the books I've been reading during my summer vacation. Brings my mind back to the numerous Game Guides, Walkthroughs and FAQs that I've read to beat the computer games I used to play. Like How to Make Your First Million Zeny. But this one's for real life. And here's a useful gem from the book:

When young, put your money into savings. When married and with a family, take plenty of term death cover. With the kids at work, retain your death cover and establish an investment portfolio. When older, build up your contributions to your investment fund and reduce or eliminate your term insurance.

Paul Clitheroe, Making Money (2000)

Picture credit: bloomberg.com

Wednesday 10 December 2008

The Picture Story Book

A mirror of reality.

My punctured bike tyre back in late March.
Cause: glass fragment (possibly bottle of beer). Fixing costs $8 for the new tire, $8 labour charge.

Fun before the REB (back in 1st semester), 2nd last day of exam (HP1).

A wrong choice. An example of a bad financial decision.
It's some kind of sauce+pork+noodles.
Through a friend's looking window (glass) in the city. 10:11pm, August '08.

Medical students in Brownless (corner of 1st floor) for group study, two weeks before 2nd sem exam starts.
Bored.

Friday 5 December 2008

First Year Over

Hanging by a thread

My 2nd semester result was out today, which is actually a date postponed by 6 days from the original one set. But the wait matters not anyway; the result does.

Thanks be to God, who has been with me all through this ordeal, especially during those darkest times when I needed Him the most, and I - on my own - was least reliable. As declared by Daniel, wisdom and might are His.

My marks really do hang by a thread. At the very lowest threshold, just making it into the next grade up. And I am indeed very happy with them. 80 for NDM and 75 for HP2.
NDM = Nutrition, Digestion & Metabolism, HP2 = Health Practice 2

Picture credit: cheaplee.com